Welcome To Financial Innovations
We are based in Cork, with a diverse client base spread throughout Ireland. Clients have access to a broad range of financial advice services, investment opportunities and financial solutions.
Our aim is to build and maintain a long-term relationship with all our clients. We offer each client a personalized advisory service driven by the client’s own individual needs. We are never too busy to talk to you, and if this means meeting or talking with you outside of your busy working day, then it is no problem.
Our Promise
At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.
Free Mortage Advice
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
Our Promise
At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.
We dealt with Financial Innovations in 2014 for our mortgage. As first-time buyers we didn’t know where to start and John Barrett made everything very easy for us, guiding us through the whole process from obtaining loan offers from different mortgage providers to arranging the insurance cover we needed. We found John Barrett and Marie O’Flynn to be extremely helpful and responsive at all times. Now we are delighted to be living in our first home.
I would highly recommend both John Barrett and Marie O’Flynn of Financial Innovations
John and Marie assisted my wife and I with getting a mortgage for our first property. As we were based in Sydney we thought that this would be a very tough ordeal however John and Marie streamlined the process and were always quick to return an email which is of great importance when you are not based locally.
I have since recommended Financial Innovations to a number of friends and I wouldn’t hesitate in using them again myself in the future.
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Niall Kavanagh
09:12 03 Feb 21
Myself and my partner recently bought our home in Cobh and used Financial Innovations as our broker at the... recommendation of a friend of ours. That was the best recommendation I've ever gotten and now I'm passing it forward.Our broker was Evan Barrett who was absolutely amazing. He brought us painlessly through every last step of the process from the very beginning until we had keys in hand. He was incredibly informative, professional, friendly, hard working and understanding. He eased any fears we had at any stage and brought us smoothly through any roadblocks we encountered along the way. Particularly one major drama we had regarding maternity leave. Evan spent many long evenings corresponding with me and fighting our corner with the bank and thankfully, his hard work and persistence paid off. We now have our beautiful family home.We would highly recommend this company to anyone wishing to purchase a house, I don't know how we would have managed without Evan.To those reading this, hoping to start their process, ask for Evan Barrett. I speak from experience, he will work for you and will not let you down.To Evan, we can't thank you enough. Without you we would have been lost!The Kavanaghsread more
Kevin Murphy
21:00 20 Dec 20
Just moved into our forever home all thanks to Evan and financial innovations. Evan was there from the dream in our... head to the keys of the door. Couldn't fault him one bit. Very responsive to any queries we had and dealt with everything professionally. Would highly recommend his services.read more
Mairead Kelly
22:38 28 Nov 20
I recently decided to buy a house locally and contacted John to see if he could assist. To say John and his team, Becca... in particular , went above and beyond would be an understatement. Every query was answered within no time and the whole process was made so smooth for me that there was never a question of pressure or stress. The professionalism along with personalization of the team was remarkable, you never felt like you were just a number for them. I would highly recommend to get in contact with John and his team.read more
Maria Noonan
15:08 09 Nov 20
I dealt with Brid in organising the mortgage for my first home. She was extremely knowledgeable and efficient but, even... more importantly, she explained all the mortgage jargon etc in ways that made the whole process less daunting. She is also one of the friendliest people I have dealt with in a long time. Excellent service overall. Have already recommended this company to anyone I know who is planning a home purchase.read more
Trish O'Connell
22:09 05 Nov 20
Buying your first home can be a daunting process but before you get to the exciting part there is typically a mortgage... process to get through! I’ve worked in the customer service area for many years and the service provided by John in getting our mortgage was absolutely outstanding! The time he personally invested in ensuring everything was setup & ready to be approved by the bank was phenomenal! Regular updates & friendly chats can be a thing of the past for some companies but not for John. Thanks to him we are in our beautiful home today and we have absolutely no hesitation in recommending him to anyone looking for financial advice 😊read more
Anastasia Igorevna!
16:16 11 Oct 20
Highly recommend!John & his team went above and beyond to help us get mortgage in the difficult times of global... pandemic . Even though we never got to meet team personally unfortunately , but it never felt that you talking to a stranger on the other side of the line. All sorts of questions we had and I'm talking not only about bureaucracy ,but rather personal circumstances, were dealt with a personal touch , TLC all the way!Can't thank you enough, guys! Best wishes !read more
Diane McDonald
11:21 05 Oct 20
I cannot recommend John highly enough.He was enormously helpful to my husband and I with our mortgage application. He... was always available no matter what time of day, quick to respond to calls and emails and ultimately was instrumental in our mortgage being approved. Thanks so much John!read more
emma o connor
18:59 14 Sep 20
Myself and my partner Sean dealt with John Barrett and we can not recommend him enough . He went above and beyond and... exceeded our expectations of how easy the process was when John was involved . We will never be able to thank him enough . We will continue to recommend Financial Innovations to all family and friends .read more
Megan Walsh
17:42 31 Aug 20
My fiancée and I were with Evan from Financial Innovations for our first time buyers mortgage. I cannot recommend Evan... from Financial Innovations enough - he was outstanding from start to finish. Evan is highly professional, reliable and efficient. We thought taking a mortgage out in the height of a global pandemic would be difficult but Evan made it so easy and achievable for us. I truly feel that Evan went above and beyond his duties with all of the extra bits he helped us with, not to mention the out of office hours work he put into our case. I am sure that there was no stone un-turned for us. I will continue to recommend Financial Innovations to all of my friends and family, they are exceptional at what they do!read more
Denise O'Gorman
09:43 25 Aug 20
Marie is the ultimate professional with incredible attention to detail. She simplified and streamlined the whole... mortgage process, making it as easy as possible for us. We highly recommend her. Denise & Darrenread more
Michelle Gallwey
20:13 21 Aug 20
I would highly recommend Financial Innovations. My husband and I dealt with Marie O' Flynn. Marie organised everything... for us in relation to our mortgage, from obtaining loan offers from various lenders to sorting the appropriate life insurance. Marie was extremely professional and was always so helpful and responsive to any questions we had. We are really grateful to all at Financial Innovations for successfully securing a mortgage for us and making the dreams to build our own home come true. Sincere thanks, John & Michelleread more
Marie Kidney
10:59 31 Jul 20
Myself and my partner had been dealing with Brid in Finanical innovations for the past year and we couldn't recommend... her enough.We never expected our process to go on as long as it did, but Brid was always there to offer support and helped us every step of the way.I wasn't sure if we were going to deal with a broker when we started the process but I couldn't recommend it enough now. It takes alot of the pressure off. A massive thank you the Brid for helping us get our dream home.read more
riccardo sandon
09:12 07 Jun 20
The help received from John and Evan for our first mortgage was invaluable. They were always available for queries and... very efficient to keep the mortgage process as fast as possible. Honest and professional.read more
Martin Wallace
13:34 15 May 20
My wife and I worked with Financial Innovations for our mortgage and life assurance plan.When that journey in life... comes along, it can be very daunting because obviously you know you need to have a pile of cash to get a mortgage and it is hard to pile that cash together while living life and knowing where to start out can be confusing because of all the adverts on the TV and to know which one would be best for you.John, Marie and their team made all this way less stressful than we thought it would be. Now, there is paperwork required but Marie made it very clear what we needed and when we needed it by. The best thing was that anytime we rang, we got through to one of the team who knew what was happening with our mortgage, it wasnt a case of speaking to a random different person each time and having to explain your details again and again which I've heard of from friends, we had none of that.We got to know the team inside over time and I can honestly say, they are brill at what they do.I would highly recommend Financial Innovations to anyone starting off the mortgage journey.Thank you to all the teamHappy Out in our new homeMartin & Elaineread more
Hilary Long
13:13 15 May 20
We cannot recommend Financial Innovations highly enough. John and Marie were extremely professional and efficient... throughout our mortgage application. They took all the pain and stress of dealing with banks away and provided sound and balanced advice at all times. We look forward to working with John & Marie again in the future.Hilary & Markread more
Tim Carroll
11:02 15 May 20
John & Marie and the team at FINI were outstanding. Their knowledge and advise was invaluable to us when switching... mortgage. Their hard work and effort made the switch hassle free and everything was looked after for us. we cannot thank them enough. Truly a 5 star service.read more
Livia Nedas
18:39 13 May 20
Sincere thanks to Marie O’Flynn for getting the mortgage for us.Marie thank you very much for all you did for us, for... your patience to explain everything, for your speedy, professional work and great service.It was pleasure to meet you personally as well.Can’t recommend Marie more.Wish you lots of success in your professional and private life.read more
Shane Reynolds
12:33 14 Jan 20
Marie and her team at FINI were exceptional.We cannot thank them enough for all their hard work. As a result of ... their expertise and diligence we managed to have the mortgage approved and drawdown within 8 weeks of having first made the mortgage application!We were kept updated throughout and in particular the last week. There is no way we would have closed the week before Christmas without Marie's help. In fact we would not have been in a position to purchase our lovely home without them.read more
Robyn Dransfield
10:56 13 Dec 19
We cannot recommend John Barrett and his colleagues at Financial Innovations enough. John helped us with what we... thought was going to be a very complicated and tricky mortgage for our first home. He made the whole process simple and straightforward. John was meticulous, efficient and very open with us every step of the way. He took the stress (as much as he could anyway) out of the process for us by dealing with the banks directly and providing us with open and honest feedback throughout. We really don’t think we would be living in our house today if it wasn’t for the professional and personal approach of John and his team.Thank you for everything, you guys are amazing!Dan & Robynread more
Alice O'Regan
18:28 27 Nov 19
Our first encounter with Financial Innovations was three years ago when we bought our first home. The efficiency,... support & service received was outstanding from the team at Financial Innovations. This year, we decided to switch our mortgage, our first call was to Marie at Financial Innovations, too once again receive the same outstanding efficiency, support & service. Their knowledge & professionalism is second to none and would highly recommend them to anyone seeking financial advice.read more
Brian Murphy
15:05 06 Nov 19
From start to finish, above and beyond every step of the way. I cannot recommend John and all the staff for all they... have done for me. I would go back for everything financial to John in the future.read more
Kevin C
10:54 03 Sep 19
Where do I start, I only wish there was more than 5 stars available. An absolute fantastic service provided by John and... the team. After visiting a so called "mortgage adviser" in the city center and being told that there was no chance of getting a mortgage due to an issue outside of our control a friend recommended to speak with John and I am so glad I made that call. From the moment I had that phone conversation to the completion of the whole process, John and the team went above and beyond to make sure we ticked all the boxes and got that mortgage application through.Myself and Karen are so thankful for the job that was done and the complete professionalism used when at times we were hitting some issues, John sorted them out.We cannot recommend Financial Innovations enough, thank you again John, Evan and team for everything...read more