Welcome To Financial Innovations
We are based in Cork, with a diverse client base spread throughout Ireland. Clients have access to a broad range of financial advice services, investment opportunities and financial solutions.
Our aim is to build and maintain a long-term relationship with all our clients. We offer each client a personalized advisory service driven by the client’s own individual needs. We are never too busy to talk to you, and if this means meeting or talking with you outside of your busy working day, then it is no problem.
Our Promise
At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.
Free Mortage Advice
Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
Financial Innovations is a standalone limited company with no subsidiaries and does not provide any additional financial services outside of those outlined on this website.
Please note, our advice to you is based on current mortgage rates & lending criteria available. The rate the lenders offer presently may not be the rate on which you drawdown your mortgage.
Our Promise
At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.
We dealt with Financial Innovations in 2014 for our mortgage. As first-time buyers we didn’t know where to start and John Barrett made everything very easy for us, guiding us through the whole process from obtaining loan offers from different mortgage providers to arranging the insurance cover we needed. We found John Barrett and Marie O’Flynn to be extremely helpful and responsive at all times. Now we are delighted to be living in our first home.
I would highly recommend both John Barrett and Marie O’Flynn of Financial Innovations
John and Marie assisted my wife and I with getting a mortgage for our first property. As we were based in Sydney we thought that this would be a very tough ordeal however John and Marie streamlined the process and were always quick to return an email which is of great importance when you are not based locally.
I have since recommended Financial Innovations to a number of friends and I wouldn’t hesitate in using them again myself in the future.
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Lisanne Kelleher
19:35 09 Nov 22
Financial Innovations have been a fantastic help to me in being able to secure a mortgage and purchase my first home.... As a first time buyer, I had limited experience with and knowledge about mortgages. Becca was so understanding and helpful at every step of the process. She was always available to chat to and responded to any questions very promptly. I would highly recommend Financial Innovations.read more
Seán Davin
20:56 27 Oct 22
Fantastic service. We recently dealt with Evan Barrett for our mortgage application. He was highly professional,... helpful and couldn’t have done more for us throughout our journey to purchasing our first home. Evan was always available to help with any of our queries or issues. As first time buyers, it was great to have someone so knowledgable to navigate us through the mortgage application and draw down process. Highly recommended and very grateful for their professional service.read more
Catherine Wilson
09:45 13 Oct 22
Excellent service, John and Virginia and the whole Financial Innovations team are always available when you have a... query. They take the pain out of getting a mortgage. They are very knowledgeable and approachable and explain complicated banking procedures very well. They went to all the banks mortgage teams and got us the best mortgage deal. They really care. And held our hands from start to finish. They also helped us to choose the most cost effective Insurance and life cover. I highly recommend them.read more
Daniel Goulding
10:32 03 Oct 22
This is my third time used FINI and once again the service was top class. Marie has been a pleasure to deal with from... start to finish and ensured I got the best value for money when switch mortgage provider. I would highly recommend.read more
Drew Roche
10:52 23 Sep 22
I would highly recommend anyone going for a mortgage to get in contact with them. We dealt with Evan and from start to... finish he made it so easy for us to follow the steps required and get our mortgage over the line. Great communication throughout the process and very friendly. Cheers Evan!read more
Shauna Lawless
10:05 07 Sep 22
I would highly recommend anyone looking to apply for a mortgage to get into Financial Innovations. From start to finish... myself and my partner had a very positive experience. Having dealt with Marie, she’s was always there to answer our questions and contacting us when anything was needed by the bank. She guided us through each step and ensured that we were able to obtain the mortgage that we wanted. We couldn’t have done it without Marie’s help!!read more
Louise Lotty
10:15 06 Sep 22
I would highly recommend Financial Innovations. Brid Scollan was an excellent advisor throughout the process of... switching mortgage. Her professionalism and effective manner of communication with various parties was really appreciated.read more
claire donnelly
17:57 03 Sep 22
I would highly recommend Marie and the FINI team, we dealt with Marie initially on our self build mortgage and then... again recently to change mortgage providers. Both times she made the process very straightforward and hassle free. The repeat business shows they provide an exceptional service and we will return again when our mortgage fixed term is up.read more
Paudie Fleming
08:57 17 Jun 22
Marie, John and the team were fantastic to deal with. There was never a problem too big or small and the level of... professionalism they showed was exemplary. I would strongly recommend anyone looking for a mortgage to get in touch with them.read more
Donaill O Sullivan
05:49 06 Jun 22
The best of the best. No nonsense approach and very communicative. Highly recommend.
Kayleigh O Riordan
14:12 12 May 22
I can't recommend Financial innovations enough. Becca has been so helpful through the whole process. From start to... finish she was absolutely AMAZING. We wouldn't have been able to do it without her, she made the whole process hassle free. I advise everyone to use this company!!read more
Kieran Heffernan
13:15 20 Apr 22
I would highly recommend Marie and the Financial Innovations team when it comes to getting your mortgage sorted. It is... a long hard road to travel down and having Marie's support every step of the way has been essential for us to get a successful outcome!read more
Theresa
21:54 25 Mar 22
We would highly highly recommend the team at Financial Innovations. We genuinely would have been lost over these past... few months without John, Evan and all the team. They are so supportive & professional and go above and beyond for their clients. They take the stress out of the entire process guiding you every step of the way and knowing you can trust their expertise 120% is absolutely invaluable. They are the utmost professionals and knowing they are at the end of the phone/email really puts your mind at ease throughout the whole mortgage application process. We are extremely grateful to John, Evan and the entire team for all of their support and expertise and will most certainly recommend them to friends far into the future.read more
David Finnegan
22:24 07 Mar 22
I couldn't give higher praise for Marie and Financial Innovations. We were first time buyers and we were absolutely... clueless. Marie went above and beyond to explain everything and guide us every step of the way.read more
Lorna Mason
22:34 28 Feb 22
I could not recommend Financial Innovations enough! We had the pleasure of working with Becca who has helped us to... secure our dream home as first time buyers. It is not easy buying a home in a pandemic but Becca took away all of our stress and gave us so much support during the entire process. I would encourage anyone to use the expertise of the staff at Financial Innovations and would not hesitate to use their services again in the future.read more
Alan O M.
12:26 23 Feb 22
Becca was lovely to deal with, very prompt in answering all emails/calls and was always reassuring. This made the... process a lot easier and I would definitely be recommending you to friends/family. Becca also helped with our Mortgage protection which again was a huge support!Thank you Becca!read more
Ian O Connell
13:05 21 Jan 22
I highly recommend using the services of Financial Innovations. John, Becca and all the team were fantastic throughout... our mortgage application and we would have been lost without their level of expertise and commitment. They went over and beyond in helping s secure our home. The highest of praise for a caring companyread more
Gabriel Karpavicius
12:33 16 Dec 21
We would highly recommend using Financial Innovations for obtaining your mortgage for a property. Marie was very... helpful and organised everything from submitting the loan application to sorting the appropriate life insurance. Marie was very professional and helpful throughout the process!read more
Jen White
11:21 02 Nov 21
I couldnt recommend this company enough. I've been dealing with them for almost a year. Had a tricky situation trying... for a mortgage and John's company came highly recommended. Right from the get go i was made feel like everything would be fine I was immediately put at ease. John handed me over to Becca once the ball got rolling and every email from then was a pleasure. No question was ever too big or small. Every detail was completed with utter professionalism. It was a long and bumpy ride to the finish but I knew they had my back the entire time I never felt like I was doing it alone. Thanks to Becca I now own my first home and a new chapter awaits. I'd advise everybody to this company it helps to have somebody holding your hand while dealing with this massive milestone. Thanks to all at FINI for everything. Kindest regards and best wishes, Jenn.read more
Michael Quirke
19:30 22 Oct 21
Can’t recommend them highly enough. John, Bríd and all the team were a pleasure to deal with. They organised everything... and made the whole process of getting a mortgage really clear and hassle free. If you’re looking for a mortgage definitely go hereread more
Dylan Cronin
19:39 18 Aug 21
Very personal and professional experience. I was kept up to date through every step without having to chase anyone.... Would highly recommendread more
Elaine Rockett
17:10 02 Jul 21
Brid was my financial advisor and was extremely helpful throughout the process of buying my home. I'm a first time... buyer and I found her professional, efficient and great to advise each step of the way. Can't recommend her enough!read more
kevin o connell
15:16 02 Jul 21
I switched mortgage recently to a new provider and used Financial Innovations as a broker. They were absolutely... brilliant deal with from start to finish. Any questions I had were dealt with effectively, professionally and timely.Both John and Becca guided me through the entire process easily and . I would highly recommend them .Kevinread more
sarah levis
07:04 26 Jun 21
My husband & I just received the keys to our dream home. We never thought this was possible until we phoned & spoke... with Evan. He has definitely been the "key" literally to our success in securing a mortgage & buying our home.From start to finish he has been with us from the hights to the the lows.Every question, email & phone call he was their to reassure us about everything. What I admired mostly about Evan is that I never felt like I was been treated like a "client " or just another job, he genuinely wants to help & he'll go out of his way to do that for you.Evan thank you & Financial Innovations so very much for all you did for us it will never be forgotten.Sarah & Teus 🤗read more
ania grzybek
22:34 10 May 21
I forgot to leave review after deal was close and then I forgot about that at all my bed. I can really highly recommend... Financial Innovation , especially Evan who was looking after us from the beginning to the end to make our dream come true with our new home. We can't be thankful to him enough as he was so helpful with all paperwork and all. I'm sure without him finalising our purchase could be impossible. Thanks again Evan for everything.Sincerely,Anna and Adam.read more
Helen Mulcahy
16:27 16 Apr 21
We can't thank Evan and John enough for all their hard work securing us our mortgage for our first home. They were... extremely helpful, professional, approachable and and reassuring from start to finish. They patiently guided us through the entire process, helping us overcome any obstacle that came our way. They were very responsive to any queries we had and couldn't have been nicer to deal with! We highly recommend contacting Financial Innovations for a high quality service and experience. Thanks you so much John and Evan.Helen & Adam, Kerrypike Corkread more
Niall Kavanagh
09:12 03 Feb 21
Myself and my partner recently bought our home in Cobh and used Financial Innovations as our broker at the... recommendation of a friend of ours. That was the best recommendation I've ever gotten and now I'm passing it forward.Our broker was Evan Barrett who was absolutely amazing. He brought us painlessly through every last step of the process from the very beginning until we had keys in hand. He was incredibly informative, professional, friendly, hard working and understanding. He eased any fears we had at any stage and brought us smoothly through any roadblocks we encountered along the way. Particularly one major drama we had regarding maternity leave. Evan spent many long evenings corresponding with me and fighting our corner with the bank and thankfully, his hard work and persistence paid off. We now have our beautiful family home.We would highly recommend this company to anyone wishing to purchase a house, I don't know how we would have managed without Evan.To those reading this, hoping to start their process, ask for Evan Barrett. I speak from experience, he will work for you and will not let you down.To Evan, we can't thank you enough. Without you we would have been lost!The Kavanaghsread more
Kevin Murphy
21:00 20 Dec 20
Just moved into our forever home all thanks to Evan and financial innovations. Evan was there from the dream in our... head to the keys of the door. Couldn't fault him one bit. Very responsive to any queries we had and dealt with everything professionally. Would highly recommend his services.read more
Mairead Kelly
22:38 28 Nov 20
I recently decided to buy a house locally and contacted John to see if he could assist. To say John and his team, Becca... in particular , went above and beyond would be an understatement. Every query was answered within no time and the whole process was made so smooth for me that there was never a question of pressure or stress. The professionalism along with personalization of the team was remarkable, you never felt like you were just a number for them. I would highly recommend to get in contact with John and his team.read more
Maria Noonan
15:08 09 Nov 20
I dealt with Brid in organising the mortgage for my first home. She was extremely knowledgeable and efficient but, even... more importantly, she explained all the mortgage jargon etc in ways that made the whole process less daunting. She is also one of the friendliest people I have dealt with in a long time. Excellent service overall. Have already recommended this company to anyone I know who is planning a home purchase.read more
Trish O'Connell
22:09 05 Nov 20
Buying your first home can be a daunting process but before you get to the exciting part there is typically a mortgage... process to get through! I’ve worked in the customer service area for many years and the service provided by John in getting our mortgage was absolutely outstanding! The time he personally invested in ensuring everything was setup & ready to be approved by the bank was phenomenal! Regular updates & friendly chats can be a thing of the past for some companies but not for John. Thanks to him we are in our beautiful home today and we have absolutely no hesitation in recommending him to anyone looking for financial advice 😊read more
Anastasia Igorevna!
16:16 11 Oct 20
Highly recommend!John & his team went above and beyond to help us get mortgage in the difficult times of global... pandemic . Even though we never got to meet team personally unfortunately , but it never felt that you talking to a stranger on the other side of the line. All sorts of questions we had and I'm talking not only about bureaucracy ,but rather personal circumstances, were dealt with a personal touch , TLC all the way!Can't thank you enough, guys! Best wishes !read more
Diane McDonald
11:21 05 Oct 20
I cannot recommend John highly enough.He was enormously helpful to my husband and I with our mortgage application. He... was always available no matter what time of day, quick to respond to calls and emails and ultimately was instrumental in our mortgage being approved. Thanks so much John!read more
emma o connor
18:59 14 Sep 20
Myself and my partner Sean dealt with John Barrett and we can not recommend him enough . He went above and beyond and... exceeded our expectations of how easy the process was when John was involved . We will never be able to thank him enough . We will continue to recommend Financial Innovations to all family and friends .read more
Megan Walsh
17:42 31 Aug 20
My fiancée and I were with Evan from Financial Innovations for our first time buyers mortgage. I cannot recommend Evan... from Financial Innovations enough - he was outstanding from start to finish. Evan is highly professional, reliable and efficient. We thought taking a mortgage out in the height of a global pandemic would be difficult but Evan made it so easy and achievable for us. I truly feel that Evan went above and beyond his duties with all of the extra bits he helped us with, not to mention the out of office hours work he put into our case. I am sure that there was no stone un-turned for us. I will continue to recommend Financial Innovations to all of my friends and family, they are exceptional at what they do!read more
Denise O'Gorman
09:43 25 Aug 20
Marie is the ultimate professional with incredible attention to detail. She simplified and streamlined the whole... mortgage process, making it as easy as possible for us. We highly recommend her. Denise & Darrenread more
Michelle Gallwey
20:13 21 Aug 20
I would highly recommend Financial Innovations. My husband and I dealt with Marie O' Flynn. Marie organised everything... for us in relation to our mortgage, from obtaining loan offers from various lenders to sorting the appropriate life insurance. Marie was extremely professional and was always so helpful and responsive to any questions we had. We are really grateful to all at Financial Innovations for successfully securing a mortgage for us and making the dreams to build our own home come true. Sincere thanks, John & Michelleread more
Marie Kidney
10:59 31 Jul 20
Myself and my partner had been dealing with Brid in Finanical innovations for the past year and we couldn't recommend... her enough.We never expected our process to go on as long as it did, but Brid was always there to offer support and helped us every step of the way.I wasn't sure if we were going to deal with a broker when we started the process but I couldn't recommend it enough now. It takes alot of the pressure off. A massive thank you the Brid for helping us get our dream home.read more
riccardo sandon
09:12 07 Jun 20
The help received from John and Evan for our first mortgage was invaluable. They were always available for queries and... very efficient to keep the mortgage process as fast as possible. Honest and professional.read more
Martin Wallace
13:34 15 May 20
My wife and I worked with Financial Innovations for our mortgage and life assurance plan.When that journey in life... comes along, it can be very daunting because obviously you know you need to have a pile of cash to get a mortgage and it is hard to pile that cash together while living life and knowing where to start out can be confusing because of all the adverts on the TV and to know which one would be best for you.John, Marie and their team made all this way less stressful than we thought it would be. Now, there is paperwork required but Marie made it very clear what we needed and when we needed it by. The best thing was that anytime we rang, we got through to one of the team who knew what was happening with our mortgage, it wasnt a case of speaking to a random different person each time and having to explain your details again and again which I've heard of from friends, we had none of that.We got to know the team inside over time and I can honestly say, they are brill at what they do.I would highly recommend Financial Innovations to anyone starting off the mortgage journey.Thank you to all the teamHappy Out in our new homeMartin & Elaineread more
Hilary Long
13:13 15 May 20
We cannot recommend Financial Innovations highly enough. John and Marie were extremely professional and efficient... throughout our mortgage application. They took all the pain and stress of dealing with banks away and provided sound and balanced advice at all times. We look forward to working with John & Marie again in the future.Hilary & Markread more
Tim Carroll
11:02 15 May 20
John & Marie and the team at FINI were outstanding. Their knowledge and advise was invaluable to us when switching... mortgage. Their hard work and effort made the switch hassle free and everything was looked after for us. we cannot thank them enough. Truly a 5 star service.read more
Livia Nedas
18:39 13 May 20
Sincere thanks to Marie O’Flynn for getting the mortgage for us.Marie thank you very much for all you did for us, for... your patience to explain everything, for your speedy, professional work and great service.It was pleasure to meet you personally as well.Can’t recommend Marie more.Wish you lots of success in your professional and private life.read more
Shane Reynolds
12:33 14 Jan 20
Marie and her team at FINI were exceptional.We cannot thank them enough for all their hard work. As a result of ... their expertise and diligence we managed to have the mortgage approved and drawdown within 8 weeks of having first made the mortgage application!We were kept updated throughout and in particular the last week. There is no way we would have closed the week before Christmas without Marie's help. In fact we would not have been in a position to purchase our lovely home without them.read more
Robyn Dransfield
10:56 13 Dec 19
We cannot recommend John Barrett and his colleagues at Financial Innovations enough. John helped us with what we... thought was going to be a very complicated and tricky mortgage for our first home. He made the whole process simple and straightforward. John was meticulous, efficient and very open with us every step of the way. He took the stress (as much as he could anyway) out of the process for us by dealing with the banks directly and providing us with open and honest feedback throughout. We really don’t think we would be living in our house today if it wasn’t for the professional and personal approach of John and his team.Thank you for everything, you guys are amazing!Dan & Robynread more
Alice O'Regan
18:28 27 Nov 19
Our first encounter with Financial Innovations was three years ago when we bought our first home. The efficiency,... support & service received was outstanding from the team at Financial Innovations. This year, we decided to switch our mortgage, our first call was to Marie at Financial Innovations, too once again receive the same outstanding efficiency, support & service. Their knowledge & professionalism is second to none and would highly recommend them to anyone seeking financial advice.read more
Brian Murphy
15:05 06 Nov 19
From start to finish, above and beyond every step of the way. I cannot recommend John and all the staff for all they... have done for me. I would go back for everything financial to John in the future.read more
Kevin C
10:54 03 Sep 19
Where do I start, I only wish there was more than 5 stars available. An absolute fantastic service provided by John and... the team. After visiting a so called "mortgage adviser" in the city center and being told that there was no chance of getting a mortgage due to an issue outside of our control a friend recommended to speak with John and I am so glad I made that call. From the moment I had that phone conversation to the completion of the whole process, John and the team went above and beyond to make sure we ticked all the boxes and got that mortgage application through.Myself and Karen are so thankful for the job that was done and the complete professionalism used when at times we were hitting some issues, John sorted them out.We cannot recommend Financial Innovations enough, thank you again John, Evan and team for everything...read more
