Welcome to Financial Innovations

‘Same Rates, Better Service’


Clear, Comprehensive and Honest Mortgage Advice


The Right Cover For You & Your Family


Sound Investment Advise


Planning For Your Future

Welcome To Financial Innovations

We are based in Cork, with a diverse client base spread throughout Ireland. Clients have access to a broad range of financial advice services, investment opportunities and financial solutions.

Our aim is to build and maintain a long-term relationship with all our clients. We offer each client a personalized advisory service driven by the client’s own individual needs. We are never too busy to talk to you, and if this means meeting or talking with you outside of your busy working day, then it is no problem.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

Free Mortage Advice


Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

Financial Innovations is a standalone limited company with no subsidiaries and does not provide any additional financial services outside of those outlined on this website.

Please note, our advice to you is based on current mortgage rates & lending criteria available. The rate the lenders offer presently may not be the rate on which you drawdown your mortgage.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

We dealt with Financial Innovations in 2014 for our mortgage.  As first-time buyers we didn’t know where to start and John Barrett made everything very easy for us, guiding us through the whole process from obtaining loan offers from different mortgage providers to arranging the insurance cover we needed.  We found John Barrett and Marie O’Flynn to be extremely helpful and responsive at all times.  Now we are delighted to be living in our first home.

Seán and Megan, Cork

I would highly recommend both John Barrett and Marie O’Flynn of Financial Innovations

John and Marie assisted my wife and I with getting a mortgage for our first property. As we were based in Sydney we thought that this would be a very tough ordeal however John and Marie streamlined the process and were always quick to return an email which is of great importance when you are not based locally.

I have since recommended Financial Innovations to a number of friends and I wouldn’t hesitate in using them again myself in the future.

Rory and Meg (Cork and Sydney)

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Grace Buckley

Marie was great and easy to deal with. Communication was great and I cannot fault her. Thanks so much for all your help.

Aaron kingston

Marie was our mortgage broker and she was great.Marie made the process so easy and I couldn’t recommend her enough. There were some issues on our side with the property and Marie was so informative, calm and communicative. Highly recommend

This was our second time with Financial Innovation, there are only great things to tell about, profesional, friendly and very effective, service, highly recommended, Thank you Marie

Huge thanks to John and all the team at Financial innovations. My partner and I are first time buyers so naturally had no idea about procurring a mortgage. Financial Innovations was recommended to us and thank goodness it was. John and his team worked incredibly hard to successfully get our mortgage, not only did they complete all the necessary steps needed, John removed the stress of buying a house from us and was always at the end of the phone or email. The whole process was executed with meticulous detail, which resulted in a very quick mortgage approval and ultimately a house purchase that we are certain we could not have achieved in this time frame without the professionalism and effort provided by John and his hard working, efficient, knowledgeable team. We would highly recommend Financial innovations not only for FTB's but for anyone looking for a mortgage. We will certainly be contacting them again in the future.

Sarah Mc

My partner and I had been looking for a property for the last 5 years. We were lucky enough to be recommended to use Financial Innovations as our mortgage brokers. I can't recommend John and Becca enough. They handled a lot of the heavy lifting. Any paperwork we needed or needed updating, they were in touch promptly. Over 5 years of being mortgage approved,all our paperwork needed updating repeatedly and nothing was to much hassle. We would sometimes need reminding that something needed to be updated, and there would be an email sent reminding us of such. John and Becca never forgot about us once, even though we were on their books for 5 years. Thanks to them, we got approved by the best lender currently in the market with one of the best rates. All I can say is if you're serious about buying a house and want to start the process, these are the people to talk to. We couldn't have got our dream home without them.

Marie was the mortgage broker who helped us secure the mortgage for our new home. Her expertise, professionalism, and dedication truly stood out throughout the entire process. We highly recommend Marie and the Financial Innovations team.