Welcome to Financial Innovations

‘Same Rates, Better Service’


Clear, Comprehensive and Honest Mortgage Advice


The Right Cover For You & Your Family


Sound Investment Advise


Planning For Your Future

Welcome To Financial Innovations

We are based in Cork, with a diverse client base spread throughout Ireland. Clients have access to a broad range of financial advice services, investment opportunities and financial solutions.

Our aim is to build and maintain a long-term relationship with all our clients. We offer each client a personalized advisory service driven by the client’s own individual needs. We are never too busy to talk to you, and if this means meeting or talking with you outside of your busy working day, then it is no problem.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

Free Mortage Advice


Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

We dealt with Financial Innovations in 2014 for our mortgage.  As first-time buyers we didn’t know where to start and John Barrett made everything very easy for us, guiding us through the whole process from obtaining loan offers from different mortgage providers to arranging the insurance cover we needed.  We found John Barrett and Marie O’Flynn to be extremely helpful and responsive at all times.  Now we are delighted to be living in our first home.

Seán and Megan, Cork

I would highly recommend both John Barrett and Marie O’Flynn of Financial Innovations

John and Marie assisted my wife and I with getting a mortgage for our first property. As we were based in Sydney we thought that this would be a very tough ordeal however John and Marie streamlined the process and were always quick to return an email which is of great importance when you are not based locally.

I have since recommended Financial Innovations to a number of friends and I wouldn’t hesitate in using them again myself in the future.

Rory and Meg (Cork and Sydney)

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Financial Innovations
Based on 25 reviews
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Shane Reynolds
Shane Reynolds
12:33 14 Jan 20
Marie and her team at FINI were exceptional.We cannot thank them enough for all their hard work. As a result of ... their expertise and diligence we managed to have the mortgage approved and drawdown within 8 weeks of having first made the mortgage application!We were kept updated throughout and in particular the last week. There is no way we would have closed the week before Christmas without Marie's help. In fact we would not have been in a position to purchase our lovely home without them.read more
Robyn Dransfield
Robyn Dransfield
10:56 13 Dec 19
We cannot recommend John Barrett and his colleagues at Financial Innovations enough. John helped us with what we... thought was going to be a very complicated and tricky mortgage for our first home. He made the whole process simple and straightforward. John was meticulous, efficient and very open with us every step of the way. He took the stress (as much as he could anyway) out of the process for us by dealing with the banks directly and providing us with open and honest feedback throughout. We really don’t think we would be living in our house today if it wasn’t for the professional and personal approach of John and his team.Thank you for everything, you guys are amazing!Dan & Robynread more
Alice O'Regan
Alice O'Regan
18:28 27 Nov 19
Our first encounter with Financial Innovations was three years ago when we bought our first home. The efficiency,... support & service received was outstanding from the team at Financial Innovations. This year, we decided to switch our mortgage, our first call was to Marie at Financial Innovations, too once again receive the same outstanding efficiency, support & service. Their knowledge & professionalism is second to none and would highly recommend them to anyone seeking financial advice.read more
Brian Murphy
Brian Murphy
15:05 06 Nov 19
From start to finish, above and beyond every step of the way. I cannot recommend John and all the staff for all they... have done for me. I would go back for everything financial to John in the future.read more
Kevin C
Kevin C
10:54 03 Sep 19
Where do I start, I only wish there was more than 5 stars available. An absolute fantastic service provided by John and... the team. After visiting a so called "mortgage adviser" in the city center and being told that there was no chance of getting a mortgage due to an issue outside of our control a friend recommended to speak with John and I am so glad I made that call. From the moment I had that phone conversation to the completion of the whole process, John and the team went above and beyond to make sure we ticked all the boxes and got that mortgage application through.Myself and Karen are so thankful for the job that was done and the complete professionalism used when at times we were hitting some issues, John sorted them out.We cannot recommend Financial Innovations enough, thank you again John, Evan and team for everything...read more
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