Welcome to Financial Innovations

‘Same Rates, Better Service’


Clear, Comprehensive and Honest Mortgage Advice


The Right Cover For You & Your Family


Sound Investment Advise


Planning For Your Future

Welcome To Financial Innovations

We are based in Cork, with a diverse client base spread throughout Ireland. Clients have access to a broad range of financial advice services, investment opportunities and financial solutions.

Our aim is to build and maintain a long-term relationship with all our clients. We offer each client a personalized advisory service driven by the client’s own individual needs. We are never too busy to talk to you, and if this means meeting or talking with you outside of your busy working day, then it is no problem.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

Free Mortage Advice


Like all other brokers, we receive a payment from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

Financial Innovations is a standalone limited company with no subsidiaries and does not provide any additional financial services outside of those outlined on this website.

Please note, our advice to you is based on current mortgage rates & lending criteria available. The rate the lenders offer presently may not be the rate on which you drawdown your mortgage.

Our Promise


At Financial Innovations we always put our customers first by ensuring they receive the best advice. We are not tied to any one lender or insurance company so you can be assured of expert, impartial advice.

We dealt with Financial Innovations in 2014 for our mortgage.  As first-time buyers we didn’t know where to start and John Barrett made everything very easy for us, guiding us through the whole process from obtaining loan offers from different mortgage providers to arranging the insurance cover we needed.  We found John Barrett and Marie O’Flynn to be extremely helpful and responsive at all times.  Now we are delighted to be living in our first home.

Seán and Megan, Cork

I would highly recommend both John Barrett and Marie O’Flynn of Financial Innovations

John and Marie assisted my wife and I with getting a mortgage for our first property. As we were based in Sydney we thought that this would be a very tough ordeal however John and Marie streamlined the process and were always quick to return an email which is of great importance when you are not based locally.

I have since recommended Financial Innovations to a number of friends and I wouldn’t hesitate in using them again myself in the future.

Rory and Meg (Cork and Sydney)

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Luke Horan

John at Financial Innovations was incredible to deal with. From submitting documents through the portal on the website, to communication through email, everything was so smooth & professional. John is a man of his word & does his absolute best to get you the best interest rate available. Thanks to him & his team, my partner & I are happily living in our first home! Don't think you can go wrong with giving Financial Innovations a shout to get you started on your mortgage journey!

5 stars is too little for this company. Since we contacted Virginia to get a consultation for the mortgage until the end of the process they were all the way with us. Even when she was on holiday she answered every single email we sent her and believe me there were a lot of emails. Our mortgage was approved in two weeks and there were some issues with the purchase that wasn't related to our broker and they helped even with that. We also got our mortgage protection with them. So mortgage and mortgage protection went completely smoothly and painlessly with Virginia and her team.

Walter Dunphy

Huge thanks to our mortgage broker John! A wealth of knowledge and patience through what is a long stressful process for all parties. Very helpful with any complex issues, would highly recommend to any buyers.

C Power

Marie from Financial Innovations Cork couldn’t have been more helpful throughout the entire process. She was always available, effective and knowledgeable. I couldn’t recommend the team more, and am very grateful for all the support they provided.

Thank you Marie and the team at Financial Innovations, really happy you were recommended to us ! As first time buyers we weren't familiar with the steps in buying a house and Marie made everything very easy for us as she guided us through the whole process from start to finish. Marie is a fantastic mortgage broker, very knowledgeable and most helpful with any queries we had, would highly recommend !

Muirghen Lowry

Marie from Financial Innovations was so helpful, patient and informative throughout every stage of our mortgage application. Finding a house was such a tough process but something myself and my partner kept saying throughout the whole journey was how delighted we were to have Marie in our corner! We had to re-apply and switched mortgages in the final hour on Marie's excellent advice and it has saved us a fortune!! Thank you so so much for everything, absolutely thrilled with our first home 🤩