MORTGAGE OPTIONS – Fixed or Variable 

The following options are available to you and we will consider each option carefully during your mortgage application process to ensure your mortgage suits your financial circumstances

  • Fixed rate mortgage
  • Variable mortgage
  • Split mortgage (whereby you can fix a portion of the loan and leave the remaining term at a variable rate.)

When considering a fixed rate mortgage, it is very important to establish the variable rate you will roll on to upon the expiry of the fixed term rate.

Click here to access our most up to date mortgage rates.

We were struggling to get a  substantial mortgage and our financial situation was quite complicated . We soon discovered that we lacked the expertise and know how needed to deal with banks and financial institutions. Financial Innovations were recommended to us and we approached John Barrett feeling very disheartened and disillusioned regarding our prospects of upgrading to a family home. From our initial meeting with John Barrett and Marie O’ Flynn we felt reassured that we had someone fighting our corner . We found both John and Marie honest and realistic about our situation and genuine in there approach . Both John and Marie worked extremely hard with the utmost professionalism and I can honestly say went beyond the call of duty . Both my husband and I felt that they genuinely cared . I am writing this now at the table  in my dream home with a sigh of relief that we did it . We will be forever grateful to John and Marie as we could not have done this alone . I would have absolutely no hesitation in recommending Financial Innovations. Thanks John and Marie.

Mícheál & Laura, Cork

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