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What Mortgage Lenders look for?

What Mortgage Lenders look for?

When you are looking to get a mortgage there are certain criteria that all lenders will look for. These are the checks and balances that the lenders have in place to ensure you have the ability to repay the loan. Here are some simple checks to help you prepare....

Is it time to get a better Mortgage rate?

Getting a better deal on your mortgage is going to become easier. New Central Bank rules introduced at the beginning of the year will deal with the dysfunctional nature of the mortgage market. The new rules mean that lenders will have to inform borrowers if savings...

The European Interest Rate Cycle is turning

The days of super low interest rates is coming to an end and Irish mortgage holders must prepare for the eventual rise. Interest rates have remained at a all time low as the ECB has been stimulating the economy through bond buying exercise. The ECB has already started...

The ECB have an official inflation target of 2%

In this article from Jim Power Economics about interest rate trends we can see that the ECB’s target for inflation is set at 2%. The Federal reserve in the USA has already begun to raise interest rates. Another rise of 0.25% puts it at 2% rising from 0% in December...

ECB rate could rise as high as 3.5%

The ECB is set to start increasing the interest rate in September 2019. The current ECB rate is set at 0.4%. This cannot remain in place and an increase is inevitable. It will see the the interest rates rise over a number of years and eventually settle. ECB rate could...